How to Check BVN with Polaris Bank: Quick Guide


A Comprehensive Guide to Checking Your BVN with Polaris Bank

Having a Bank Verification Number (BVN) is mandatory for all bank account holders in Nigeria. Your BVN is a unique 11-digit number that serves as your identification across all banks in the country. It links all your bank accounts and enables seamless financial transactions.

If you are a customer of Polaris Bank, there are several quick and easy ways to check and retrieve your BVN conveniently. This detailed guide will provide the methods to check BVN with Polaris Bank through USSD code, mobile app, branch visit, customer care, and more.

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Overview of BVN

BVN or Bank Verification Number is a biometric identification system implemented by the Central Bank of Nigeria in 2014. The purpose of BVN is to provide a unified identification system for bank customers and facilitate inter-banking operations.

Some major objectives and uses of BVN include:

  • Linking and verifying all your bank accounts across Nigeria.
  • Enhancing credit risk management for banks.
  • Reducing fraud by preventing multiple identity accounts.
  • Simplifying banking services like opening new accounts, transferring funds, loans etc.
  • Improving financial inclusion of underserved groups.
  • Assisting law enforcement agencies for investigating financial crimes.

To get your BVN, you have to physically visit any bank branch to capture your biometric information through fingerprints, facial image, and signature. This data is submitted to the CBN and a unique 11-digit BVN is assigned to you.

This BVN remains unchanged irrespective of how many bank accounts you operate or banks you transact with.

Why Check BVN with Polaris Bank

Polaris Bank is one of the leading commercial banks in Nigeria with millions of customers served. As a Polaris Bank account holder, you must have registered for a BVN to operate your accounts seamlessly.

Here are some key reasons you may need to check and retrieve your BVN with Polaris Bank:

  • Forgotten BVN – To remind yourself if you misplaced or don’t remember your BVN.
  • Account opening – Needed while opening a new account with Polaris Bank.
  • Bv Reviews usa Faceloan 78 Bv Reviews usa Faceloan 78 BVN update – To change or correct any information linked to your BVN.
  • Transactions – Required for doing certain financial transactions above a threshold.
  • Loan application – Necessary for applying for any loans or credit facilities.
  • NIN retrieval – BVN can be used to retrieve your National Identification Number (NIN).
  • Account linkage – To link multiple Polaris Bank accounts to your BVN.

So it’s recommended to check and have your Polaris Bank BVN handy whenever required without having to visit a branch.

How to Check BVN with Polaris Bank

Polaris Bank provides several channels to check your BVN instantly without stress. Follow these simple methods:

1. Check BVN Using USSD Code

The fastest and most convenient way to retrieve your Polaris Bank BVN is using the USSD code facility on your mobile:

  • Dial *565*0# on your registered mobile number.
  • Select your preferred language.
  • Follow the prompts to enter your Polaris Bank account number.
  • Input the account PIN/password.
  • Your 11-digit BVN will be displayed on the screen.
  • Note down or take a screenshot of the BVN for record.

This USSD method works on all local networks and is available 24/7. Ensure your Polaris Bank account is funded as checking BVN via USSD may deduct a small fee.

2. Check on Polaris Bank Mobile App

If you have installed the Polaris Bank mobile app, your BVN is readily accessible within the app:

  • Login to the Polaris Bank mobile app with your credentials.
  • Navigate to the Account Information section.
  • Scroll down and your 11-digit BVN will be shown here.
  • Tap the Copy button alongside to copy it.
  • You can also take a screenshot for future reference.

Ensure your mobile app is updated to the latest version for this feature.

3. Use Polaris Bank *833# Smart Code

Polaris Bank has introduced the 833# smart code for easier self-service banking.

To check BVN using 833# code:

  • Dial *833*5# from your registered mobile number.
  • Select your preferred language.
  • Follow prompt to input account number and PIN.
  • Your BVN will be displayed.
  • This method is listed as “Coming Soon” on Polaris Bank website so may not be active yet.

4. Visit any Polaris Bank Branch

You can also visit your nearest Polaris Bank branch and check your BVN in-person:

  • Take a valid ID card like national ID, driver’s license, voters card, etc and submit it at the reception desk.
  • Ask the customer service officer to help retrieve your BVN linked to your account(s).
  • Provide additional information like account number or registered phone number if required.
  • Your Polaris Bank BVN will be retrieved from the system and shared with you instantly.

5. Call Polaris Bank Customer Service

To check BVN over a call, contact Polaris Bank customer service:

  • Call any of these toll-free numbers – 0700 800 7654, 01 448 2100, 0806 988 0000.
  • Select language preference and state your query to the interactive voice response (IVR) system.
  • Provide your Polaris Bank account number and registered phone number.
  • An agent will obtain your BVN details from the system and share over the call.
  • Note it down and thank the agent before disconnecting.

This method is useful if you are unable to use other self-service channels urgently.

Tips for Checking BVN with Polaris Bank

Follow these useful tips for a smooth process when checking your BVN with Polaris Bank:

  • Have your account number or registered phone number ready to retrieve BVN faster.
  • Use the phone number linked to your Polaris Bank account for USSD or calls.
  • Set transaction PIN on your account for checking BVN via USSD or mobile app.
  • Visit a high-traffic branch during weekdays to avoid long queues.
  • Bookmark the SMS or app screen where BVN is displayed for quick access later.
  • Take a screenshot of the BVN details page for enhanced security.
  • If wrong BVN is returned, visit a branch for name/number rectification.
  • Avoid sharing BVN openly and only provide if mandatory for transactions.

Common BVN Problems and Solutions

You may encounter some errors when checking BVN with Polaris Bank. Here are solutions for common issues:

Problem: Can’t retrieve BVN via USSD or mobile app.

Solution: Reset your transaction PIN and try again. USSD may deduct a small charge.

Problem: Wrong BVN number displayed.

Solution: Visit a branch to correct name or number linked to your account.

Problem: BVN not found.

Solution: You may not have registered for BVN. Visit a branch to complete BVN registration.

Problem: Network issues when using USSD code.

Solution: Switch mobile networks and try again if connectivity issue.

Problem: App or USSD menu is freezing.

Solution: Update the app or clear cache and restart phone to fix glitches.

FAQs about Checking BVN with Polaris Bank

Here are answers to some frequently asked questions about checking BVN with Polaris Bank:

What details do I need to check my BVN?

You need your account number and transaction PIN to retrieve your BVN through USSD, mobile app or 833# smart code. For branch visit or call, provide account number and registered phone number.

Can I get someone else’s BVN from Polaris Bank?

No, due to privacy policies you can only retrieve your own BVN and not of third parties without consent.

How do I change my BVN details with Polaris Bank?

To update details like name, phone number, etc. linked to your BVN, you have to visit a Polaris Bank branch with required documents.

Is there any fee for checking BVN with Polaris Bank?

Checking BVN through mobile app and customer service is free. USSD may deduct N20 based on your mobile network.

Can I check joint account BVN with Polaris Bank?

Yes, joint account BVNs can be accessed by either holder using the methods outlined earlier.


I hope this guide covers everything you need to know about checking your Bank Verification Number conveniently with Polaris Bank through multiple channels – USSD, mobile app, branch visit, call, and more.

Having quick access to your BVN is pivotal for seamless banking, avoiding unauthorized transactions, and availing various financial services. Follow the outlined tips and solutions to common problems for a smooth BVN retrieval experience with Polaris Bank.


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